Normally travel insurance expects the traveler to leave from one country and come back to that same country where he or she took the policy. Since risk is part of life and normal, what may not be normal is not being able to cover the risk with a good insurance. This is because things happens and know one can really predict what might happen you want to be sure you are covered. Sometimes traveling can be much more boring than one can ever imagine. This happens because they have not cared to take travel insurance.
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