What is meant hear is that as soon as you take the policy you will not be expected return to home to end the policy. As a warning you should not at any time buy travel insurance from the travel agent or airline that is conveying you to your destination. This also applies to people who are returning from abroad a way travel insurance also cover them when returning. Now if you have no one to assist you in overcoming this problem it means you have more of them as they will multiply. We all need help at times especially when we travel.
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