What travel insurance policy does is to assist any traveler, who has the policy while on a trip. Just as the companies are different so they are. The most important thing about selecting and purchasing travel insurance is to look critically and make sure you are comfortable with the policy and all that it covers. Every thing about the different kinds of travel insurance depends on how you want it. This is not to say there are no travel in insurance for travelers who are leaving and not coming back for a long period.
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